XRP Price Prediction: Ripple CEO Garlinghouse Says XRP Could Power $21 Trillion in SWIFT Transfers – $1,000 XRP Possible?

The XRP price is holding firm despite today’s broader market slide, with the token changing hands at $2.24 following a rough 24 hours across the crypto space.

While down slightly in the short term and 12% lower over the past month, XRP remains one of the top performers of the past year, boasting a 350% annual gain.

And now, Ripple CEO Brad Garlinghouse has reignited bullish speculation, suggesting the XRP Ledger could capture 14% of SWIFT’s global liquidity within five years—a shift that would see $21 trillion in volume flow through the XRPL.

Given how quickly Ripple has been growing since the conclusion of its legal battle with the SEC, such growth isn’t entirely out of the question, and it would have incredibly positive implications for the long-term XRP price prediction.

Garlinghouse made his bullish prediction at the XRP Ledger Apex 2025 event in Singapore earlier this week, specifying that he was more interested in capturing a portion of SWIFT’s total liquidity than in capturing its messaging.

Brad Garlinghouse predicts XRP will handle 14% of SWIFT's volume in the next 5 years! pic.twitter.com/DO1aUXduA3

For the sake of comparison, SWIFT currently processes around 44 million messages per day, while XRP Ledger generally processes somewhere between 500,000 and 1 million payments per day.

It therefore has some way to go before it can seriously compete with SWIFT, yet its growth in recent months would suggest that it’s on the right track.

For example, Ripple revealed that XRP Ledger witnessed a 400% explosion in new wallets in Q4 2024, while Q1 2025 brought news of the firm’s $1.25 billion acquisition of credit network Hidden Road.

Such developments come as the SEC assesses applications for 10 spot-based XRP ETFs, which if approved later in the year could send the XRP price flying.

Looking at its chart today, we see that XRP is getting closer to breaking out of the pennant pattern that has been forming since the end of 2024.

If XRP can break through its resistance level (red), at around $2.33, it could begin a march towards $3 by the end of the month.

From there, it’s on track to return to $5 by the end of July, while ETF approvals could send it to $10 by the end of 2025.

And if XRP continues gaining traction in global liquidity markets—particularly as an alternative to SWIFT—it could target $100 over the next few years, with $1,000 being a real long-shot.

For traders looking to diversify beyond major tokens such as XRP, there are several interesting newer coins to consider at the moment.

Some of these are presale coins, which can outperform the market when they list for the first time, particularly if they’ve had big sales.

And one coin boasting a big sale is Solaxy (SOLX), a Solana-based token that has raised an incredible $48.1 million in its ICO, which ends in only four days.

$62M Worth of $SOLX Burned

We’ve just burned 35,046,000,000 $SOLX — worth over $62 million — in one of the most aggressive supply reductions in the space.

Check it out: https://t.co/kBxp26OXdh

This move isn’t just symbolic — it’s a major step toward a more sustainable,… pic.twitter.com/VWeo3RIZkv

This figure makes Solaxy the biggest ICO in several years, with the reason for its success being its very strong fundamentals.

In particular, Solaxy is launching a layer-two network for Solana, which will enable Solana users to avoid the delays and failed transactions that can sometimes affect the layer-one platform during peak traffic.

As an L2, it will provide ultra-low transaction fees and confirmation times, while also enabling instant bridging between itself and its parent chain.

It’s aiming to become a major hub for DeFi and meme token trading, with the project launching its own DEX and token launchpad soon after the Solaxy mainnet goes live.

While SOLX’s presale will end very soon, latecomers can still join by going to the Solaxy website, where the coin costs $0.001754.

It could easily eclipse this price once it goes live on exchanges, seeing as how popular it already is.

The post XRP Price Prediction: Ripple CEO Garlinghouse Says XRP Could Power $21 Trillion in SWIFT Transfers – $1,000 XRP Possible? appeared first on Cryptonews.