Industry voices are buzzing with bold price predictions, many centering on the notion that accumulating 10,000 XRP could pave the way to “unimaginable financial freedom.”

XRP’s Price Momentum

On January 15, the XRP price surged to $3.20, marking an 18% climb toward its all-time high of $3.84, achieved back in 2018. The third-largest cryptocurrency by market capitalization has captured renewed attention, with many investors optimistic about its future trajectory. The news suggests this XRP rally has been fueled by macroeconomic factors, including Ripple’s ongoing legal victories against the U.S. Securities and Exchange Commission (SEC), Trump’s pro-crypto attitude, and broader crypto market sentiment which has turned risk-on.

Traders believe accumulating 10K XRP could lead to ultimate financial freedom. Source: Edward Farina via X

Edo Farina, CEO of Alpha Lions Academy and a prominent XRP advocate, highlighted the transformative potential of holding 10,000 XRP tokens. “If you’ve accumulated 10,000 XRP, it’s hard to understand how free you’ll be,” Farina stated, emphasizing the long-term value of such an investment in Ripple’s XRP coin.

The Cost of Accumulating 10,000 XRP

The price surge has dramatically increased the cost of owning 10,000 XRP. At its current trading price of $3.20, acquiring this amount would require an investment of $32,000—a stark contrast to just $4,900 a few months ago, when XRP was trading at $0.50.

Ripple’s XRP was trading at $3.21 while writing this report. Source:XRP Liquid Index (XRPLX) via Brave New Coin

For those who managed to invest earlier, the returns have already been substantial. However, as XRP’s price climbs, Farina acknowledges that accumulating 10,000 tokens is becoming increasingly unattainable for many retail investors. According to on-chain data, of XRP’s 5.93 million holders, approximately 5.64 million wallets contain fewer than 10,000 tokens.

Will XRP Reach $100?

Farina’s optimism about XRP extends to its long-term price potential. He and other analysts, including crypto influencer “The Crypto Asset Guy,” have speculated that XRP could eventually hit $100 per token. For example, if Ripple’s XRP is added to a Strategic Crypto Reserve of American crypto coins, then the price of XRP will explode. If this target is realized, holders of 10,000 XRP would see their portfolios soar to $1 million.

Market experts identify $7.50 as the next potential upside target for XRP. Source: Mooseleem/TradingView

Wealth mentor Linda Jones echoed these projections, urging investors to act before being priced out entirely. Jones also mentioned the decrease in the purchasing power of $100 in buying XRP—what hitherto bought 400 tokens now buys less than 50.

Against that, some skeptics have questioned the realism for XRP to hit $100 considering the limitation of market capitalization and the competitive dynamics evident in the cryptocurrency market. At this value, the market capitalization of the XRP asset would have crossed over $5 trillion, which also equates to the GDPs of the most developed economies in the world.

The Broader Investor Sentiment

XRP’s price movement has brought renewed enthusiasm but also concerns about affordability. For the average investor, the opportunity to amass large quantities of XRP appears to be slipping away. Still, analysts like Farina encourage those who can to consider the long-term potential.

“The price increase has changed the game,” Farina said. “Being a top 10% holder now requires significant capital, but the potential rewards remain unmatched in the crypto market.”

Bottom Line

The narrative surrounding XRP and its financial potential has captivated investors worldwide. But the attraction of 10,000 XRP is not necessarily that it seems out of reach for most, but because it represents what is theoretically possible for massive financial freedom. Whether or not XRP will ever reach the dizzy height of $100, the recent price performance in XRP illustrates the dynamic speculative nature of the cryptocurrency market and the incredible gains that are possible.

XRP holders are optimistic at this point, and the next move by the cryptocurrency could just seal its position as a foundation unit for digital asset investment.