Dollar’s Shrinking Value Adds Fuel To XRP Bull Case: Finance Expert

XRP has lost 38% of its value over the past year. Bitcoin hasn’t done much better, sliding more than 16%. Yet a finance expert is telling investors those numbers miss the bigger picture.

John Vasquez, who goes by Coach JV on social media, says the real story isn’t short-term price drops — it’s what’s happening to the dollar.

Data shows the purchasing power of the US dollar has fallen 28% over the past decade, dropping from 43.10 to 30.9 on the Consumer Price Index.

Over that same 10-year stretch, both Bitcoin and XRP have climbed nearly 200 times in value. By that measure, Vasquez argues, holding cash has quietly been the bigger loser.

His comments came through a post on X, where he laid out his case for why global tensions are strengthening the long-term argument for crypto assets — not weakening it.

XRP & Bitcoin narrative getting stronger day by day. In the long run this will play out well. Short term expect extreme volatility. pic.twitter.com/2BXRKw3MFD

— Coach, JV (@Coachjv_) April 12, 2026

Vasquez pointed to rising oil prices linked to disruptions near the Strait of Hormuz as a driver of inflation pressure. At the same time, he warned of tightening credit conditions and what he called a developing global credit crisis.

Countries moving away from dependence on the US dollar — a shift often described as de-dollarization — are also part of what he sees reshaping the financial order.

Reports indicate he also cited Japan’s interest rate changes and the unwinding of so-called carry trades as added stress points for the global system.

These are moves by investors who borrow in low-interest currencies to buy higher-yielding assets elsewhere. When those trades unwind, markets can move fast and hard.

He described two possible roads ahead: one where central banks keep printing money and hold interest rates low, extending current imbalances, and another where stock and credit markets suffer a sharp correction. Neither path, in his view, favors holding cash.

Crypto prices haven’t cooperated with that theory. Since Middle East tensions flared again in February, Bitcoin and XRP have held steady but gone nowhere.

Markets have shown relative stability but not gains. That sits awkwardly against the argument that geopolitical risk drives money into decentralized assets.

Still, Vasquez says the strategy is to accumulate during downturns, not react to them. His long-term positioning includes XRP, Bitcoin, silver, and income-generating assets.

His core message is preparation — financial and psychological — for an economic environment that looks increasingly unstable.

Featured image from Meta, chart from TradingView