XRP Price Chatter Heats Up After Developer’s $4 Hint – Details

According to posts and market watchers, a return by a well-known developer has reignited talk that XRP could move higher.

Harry Harald — a web developer followed closely inside the XRP community — posted about XRP over the weekend in his first message since May.

The post prompted immediate reaction from other big voices, and some in the space now say a move to $4 is possible. XRP opened the week lower, slipping to $2.77 before recovering to about $2.82 at press time. It had been trading around $3 yesterday before sellers pushed prices down.

Alex Cobb and other influencers amplified Harald’s remark, which helped spark fresh optimism among traders. Based on social posts, Cobb suggested that $4 could be the next stop on a rebound.

When Harry speaks I listen

XRP $4.00 https://t.co/0Bpfx0cnjH

— Cobb (@Cobb_XRPL) September 21, 2025

From the current quote of $2.86, that would mean roughly a 42% rise, a gain that would push XRP above its long-held ceiling. That ceiling has been more than symbolic: XRP has not traded above $3.80 since 2018.

Several chart analysts have flagged signals that they say back the bullish case. Ali Martinez reported a TD Sequential buy on the four-hour chart, an indicator some traders use to time entries after a string of lower closes.

Supporters point to historical backtests showing about 60–70% accuracy on higher timeframes, and that three out of four two-week buy signals since 2022 were followed by major rallies.

Traders also note that XRP has broken a downtrend after bottoming at $2.65 on September 1, and that it is holding above the 50% Fibonacci retracement and the 50-day moving average — both seen as bullish by many.

XRP has been stuck near $3 for weeks, first stalling in July and failing to break out since. The token remains below a swing high of $3.65 established two months ago, a drop of about 25% from that peak.

Yes the lawsuit excuse has run its course for any further lack of XRP adoption or flat price action. https://t.co/Gl2U8Z7Ui9

— bill morgan (@Belisarius2020) September 22, 2025

Beyond charts, legal and regulatory developments are feeding the story. Reports have disclosed that Ripple initially put a $125 million fine into escrow after Judge Torres issued her final judgment.

@FilanLaw Have the $125Mil in escrowed funds from @Ripple for the Fines imposed by the Judge in the case with the SEC been settled to the Treasury?

— Jake Claver, QFOP (@beyond_broke) September 21, 2025

The SEC agreed earlier this year to reduce the penalty to $50 million in a settlement, but the judge rejected requests to cut the original $125 million order.

Both parties later withdrew appeals in the US Second Circuit in August, and the exact status of the escrowed funds has not been widely explained.

Meanwhile, speculation that SEC approval for an XRP ETF could come next month has added another layer of bullish expectation, with some supporters saying billions might flow in if an ETF wins the regulator’s nod.

Featured image from Unlock Media, chart from TradingView