XRP Price Today: XRP Supply on Coinbase Drops 90% as Whales Accumulate for $10 Rally

The move, combined with bullish macroeconomic signals and Ripple’s latest partnerships, has traders speculating that XRP price could climb toward the $10 mark if momentum continues.

XRP was trading at around $3.12, up 3.36% in the last 24 hours at press time. Source: XRP price via Brave New Coin

Market analysts suggest this decline in exchange reserves is historically linked to major price surges, as fewer tokens available on exchanges often fuel upward pressure. With renewed optimism across the crypto sector following the Federal Reserve’s rate cut, XRP price today reflects growing investor confidence.

On-chain data shows Coinbase’s XRP reserves have dropped from 970 million to just 199.47 million over the past three months. Such a steep decline — more than 90% — points to whales and institutional players moving their holdings off exchanges, likely for long-term storage. This reduced liquid supply often leads to what analysts call a “supply shock,” historically resulting in significant price appreciation when demand rises.

XRP reserves on Coinbase have plunged 90%, with analysts warning that the resulting supply crunch could push prices toward $10 if buying momentum continues. Source: John Squire via X

Historical accumulation cycles back this view. In August 2025, BeInCrypto reported that whales accumulated $3.8 billion worth of XRP, which drove the price near its $3.66 all-time high in July. Analysts warn that a similar setup could be forming again, giving weight to projections of a move toward $10 if bullish sentiment persists.

The rally is not solely technical. Ripple recently announced a partnership with DBS Bank and Franklin Templeton to launch tokenized money market funds, backed by its RLUSD stablecoin. This integration could increase Ripple XRP’s utility in institutional finance, boosting real-world adoption and strengthening the fundamentals behind the price action.

Brad Garlinghouse said XRP is uniquely positioned to solve the multi-trillion-dollar payments problem, with real estate tokenization potentially boosting its price. Source: Amelie via X

Brad Garlinghouse, CEO of Ripple, highlighted that XRP is uniquely positioned to solve the global payments problem, calling it a “multi-trillion-dollar opportunity.” His remarks align with Ripple’s push to expand its ecosystem and create practical use cases for XRP crypto price, making it more than just a speculative asset.

With whale accumulation tightening supply, Ripple’s ecosystem growth driving demand, and the Fed’s dovish stance improving liquidity conditions, XRP today appears to be gearing up for its next major move. Traders are eyeing a breakout above $3.66 as the next key milestone, which could open the door for an extended rally toward the highly anticipated $10 price target.

XRP has broken out of a 57-day descending trendline, holding support near $2.90–$3.00, with targets at $3.35, $3.68, and a potential move toward $4.02. Source: BrytJoy on TradingView

While volatility remains a factor, the combination of technical signals, macro tailwinds, and growing institutional interest presents a cautiously bullish scenario. If current momentum holds, the XRP price prediction 2025 narrative of $5–$10 may no longer seem out of reach for long-term investors.